Older article that must be re-read

This was written by me on March 3, 2009, but obviously is still topical.

I think I should make you aware of this article - I just started re-reading it, and this seems like one of the few things on the web that are this concise and clear on this topic.

How the financial crisis came about, written by yours truly on March 3, 2009.

Feel free to comment on that article, especially if you disagree with it or want to alert me to something that you think I am missing in my analysis.